Martin Seligman, in his book "Authentic Happiness", refers to the "banker's paradox". In summary, the banker's paradox is that the person who needs a loan the most is less likely to get it. If a person has poor credit and few prospects, he will likely be turned down for a loan. If a person has good credit and a multitude of prospects, he will likely receive a loan.
Love is natural selection's answer to the "banker's paradox". Love adeptly defies this law. Love transcends "what have you done for me lately" and mocks the theory of universal human selfishness. The destitute man who cannot get a loan can find happiness through loving relationships with others. Cynics may not truly believe that love transcends. Research shows otherwise. In a happiness study conducted by Seligman and Diener, every person (except one) in the top 10 percent of happiness was currently involved in a romantic relationship.
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